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 Referral Program!





 Caribou 2


2 Ways to Win!

Refer a friend or family member and you receive:


1.    A $10 Caribou Coffee Gift Card with each referral


2.   Eligible for our Grand Prize drawing -

      A $100 Visa Gift Card


Program Rules & Disclaimers: NO limit on the number of Caribou gift cards you can receive. Referral does not have to become our customer for you to win. However, they must give us a legitimate chance to earn their business by providing the necessary information and responding to our offer. Auto, home, life, health, or business insurance referrals qualify. Annual drawing for $100 gift card held in January 2019.  Referral program offered exclusively by Oakwood Insurance Agency,  Dan Pecka Independent Agent, Elk River, MN.  Offer not valid at any other Oakwood location.


CALL TODAY 763-441-8405


Oakwood Insurance Agency 649 Main Street NW, Elk River MN 55330

Phone: 763-441-8405 Toll Free: 800-699-6108 Fax: 763-201-5899




2017 Grand Prize Winner!

Roxanne Ott - $100 Visa Gift Card

Previous Grand Prize Winners...

Becky Kerber
Becky Kerber - 2016 

Wayne Skochenski
Wayne Skochenski - 2015 

Beth Petersen - 2014 

2014 matched donation of $185 to the 
Boys & Girls Clubs of Elk River

Visa winner
2013 -Toni Freeberg



 Thanks to all of you for your referrals!

Refer a friend today!
Fill out the form below or give us a call.

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Auto  Insurance

Home Insurance

Business Insurance

Life & Health Insurance